Solar subscription now reaches all of Florida: two programs, no loan
There are now two solar subscription programs, and together they cover all of Florida, including South Florida, Jacksonville, OUC, JEA and co-ops. What each one offers and who it is not for.
Written by Lazaro Diaz Hernandez · Founder, E-Minded SolutionsUpdated 5 min read
Until now, solar subscription only existed near Orlando and Tampa. If you lived in Miami, Fort Lauderdale or Jacksonville, or had OUC, JEA or a co-op, the answer was “not available.” That changed. There are now two subscription programs, and together they cover all of Florida. Any homeowner in the state can save with solar without buying panels, without a loan and without a 25-year commitment.
What changed?
A second program was added that operates statewide and accepts almost any utility and most roofs.
| Central Florida program | Statewide Florida program | |
|---|---|---|
| Where | Up to 50 miles from Orlando | The whole state |
| Term | 3 or 5 years | 10 years, with an exit without a penalty from year 3 (90 days’ notice) |
| Monthly payment | Fixed for the whole term | Fixed, predictable 1.9% yearly adjustment |
| Savings | At least 30% on the total bill, guaranteed in writing | Around 30%, estimated |
| Battery | Not included | 40 kWh included, managed by the provider |
| Utility | FPL, Duke or TECO | Almost any, including OUC, JEA and co-ops |
| Roof | Shingle or metal, with 4 or more years of life | Most: shingle, tile, metal and flat |
| Credit | Soft check, does not affect your score | Yes, the provider pulls your credit report |
We confirm the statewide program’s requirements with your address before you sign anything. Full details are in solar subscription: how it works.
What do they have in common?
Both let you have solar without buying the system.
- No upfront cost. The provider installs the system and you start paying when it turns on.
- No loan and no lien on your home. The provider owns the system; no debt in your name.
- Maintenance included. The provider insures, monitors and repairs it.
- Two payments a month. The subscription and whatever is left of your electric bill. Savings are measured by adding both.
Heads up: your electric bill will not go to $0. The utility still charges its monthly minimum even with solar. And in the statewide program savings are an estimate, not a guarantee: they depend on your usage and on how rates rise.
Who is it NOT for?
It is not for every home, and it is not always what fits you best.
- If your bill is high, your roof has many years left and you have capital or good credit, an owned system usually saves more over time. We tell you even if that means not recommending the subscription.
- If you want to own the system. With a subscription you never do.
- If you need to exit before year 3 in the statewide program.
Compare the four ways to get solar (cash, financing, lease and subscription) on the solar subscription page.
How do you know which one fits?
With your bill. In the diagnosis we review your usage, address, utility and roof, and tell you which program applies, or whether traditional solar leaves you more. You decide.
Frequently asked questions
Is there a solar subscription in Miami, Fort Lauderdale or Jacksonville?
Which of the two programs fits me?
Can I cancel whenever I want?
Figures vary by home, usage and bill. Incentives vary by county, income and installation type. Confirm any tax matter with your tax preparer.
Sources
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We look at the real numbers of your home and tell you what makes sense, and what doesn’t. You leave the conversation knowing what to do, whether you move forward or not.